Delta Dental does, which makes it a standout in this category. This distinctive reward for customer loyalty solidifies it as the top best value candidate among the dental insurance options we evaluated. A Pandemic Relief Program Offered Struggling Student Loan Borrowers a Lifeline. Her work has been featured in MSN Money and Apple News. Please use the alternative downtime process to submit authorizations during this window. We offer both Dental PPO and Indemnity plans for businesses with two or more lives. You'll find great rates, vast networks and the same superior customer service. We may be compensated if you click this ad. For some people, stand-alone dental insurance is available through an employer, just like regular health insurance or long-term care insurance. Here are the Olathe Health Urgent Care - Blackfoot Olathe Health Urgent Care - Blackfoot 15435 W. Dentistas hispanos aqui! The primary benefits include: Kansas City Life Insurance Companys Purpose Please contact Kansas City Life Insurance Company to confirm state availability. You may locate all of our network providers by completing the search information below. Thats why its the provider that gets our best for short waiting periods nod. Savings are clearly explained upfront at the time of service, meaning you will know exactly how much to expect in out-of-pocket costs each time you visit your dentist or dental specialist. Yet dental implant surgery can be costly. In year one, Humana Loyalty Plus will cover 40% of basic services like extractions and fillings and 20% of major work, such as crowns and root canals. For these reasons, Guardian Direct is our best for major work pick. This gives you a great deal of freedom when choosing an orthodontist. Check the initial credentialing status for new providers. Login Username Please enter your username. Founded in 1895, Kansas City Life Insurance Company is rated A (Excellent) by A.M. Best Company. Or, create an account Here are the benefits of creating an account: View plan information Download forms View claims Track dental activity Create an account The plan offers benefits for eye examinations, eyeglasses and/or contacts. initiates periodic recruitment efforts with its leased networks considering the above factors in order The plan offers benefits for eye examinations, eyeglasses and/or contacts. The Kansas City Life Dental Alliance is comprised of multiple networks. With Benefits are available for both in- and out-of-network providers and are available with benefit periods of either 12 or 24 months. Not surprisingly, the tradeoff for this level of coverage is high premiums. With an average implant procedure costing at least $3,000, that means many insurance plans will be tapped out by one implant surgery alone. Down Payment vs. Student Loans: How to Decide Where to Put Your Money, Is It Time to Switch Banks? Need help choosing a plan? Copyright 2023 Delta Dental of Kansas. That level of coverage, well above the industry standard, will greatly offset the cost of even the most complex implant procedures. Meanwhile, a customers annual maximum benefit goes from $1,000 in year one to $1,500 by year three. To find the top dental insurance companies in key categories, we focused on certain elements of the plans, including premiums, deductibles, annual benefit limits, and waiting periods. Coverage may not be available in all states. Instead of paying monthly premiums for dental coverage you may or may not use, 1Dental provides discounts on only the services you receive. Many of the updates implemented were based on your suggestions. This field is for validation purposes and should be left unchanged. Kansas City Life Dental plans are flexible enough to meet any client's needs. or otherwise duly authorized providers based on their dedication to provide quality dental care to Login KCL Login (KCL Employees Only) Log in here if you are a KCL corporate employee. Strategic Digital Marketing and Design by Firm Media 2023. Policy and certificate referenced: PJ142/CJ142, PJ147/CJ147. 1Dental is our top pick because it works with providers in the 130,000-member Aetna Dental Access Network to offer savings on checkups, cleanings, orthodontics and more. Guides like this one are a good place to start when shopping for the best dental insurance. Kansas City Life provides comprehensive employer-sponsored and voluntary dental plans with options that fit the budget of any employer. Why we chose it: While Spirit isnt the only insurer to forgo waiting periods for services that are common throughout the industry, it does stand out for its no-wait policy at all plan levels. Spirit Dentals one demerit is that your premiums will be higher than you can expect to pay on other plans. We offer a number of locations throughout Kansas City, meaning our services are accessible to everyone. If your family gets its health insurance through your states Affordable Care Act (ACA) health insurance marketplace, any children under 18 will receive dental coverage as an essential health benefit. Check eligibility, claim status deductible balances and more. Search Type Zip Code Distance Specialty Average savings of 20-25% on lens enhancements such as progressive,scratch-resistant, and anti-reflective coatings. Kansas City Life Group Benefits offers a full line of ancillary products. Policy terminations will be suspended longer for residents of certain states (CA, NJ, OR, and NY) to comply with state-mandated extensions. Benefits vary from state to state, so be sure to review the policy details carefully to ensure the plans available to you offer the coverage youre seeking. Like many dental insurance plans, Humana Loyalty Plus covers 100% of preventive care like cleanings and fluoride treatments from the outset. a significant part of a persons overall health and quality of life. Why we chose it: Dental surgeries such as bone grafting procedures, dental implants and jaw reconstructions are expensive. Find a Form. A policy can lower your out-of-pocket costs and help keep your household budget under control without sacrificing your dental health. To help you find the right dental insurance policy, package or provider, weve compiled a list that takes into account the fact that the best policy for one person may not work for another. Joan is a professional translator, writer and editor with a special interest in personal finance and insurance topics. Benefits are available for both in- and out-of-network providers and are available with benefit Kansas City Life Insurance Company 2023, Kansas City Life Insurance Companys Purpose. The payout percentages for annuities with a currently in-force LIR will remain unchanged. When it comes to choosing an oral surgeon, most patients want someone who can balance state-of-the-art clinical care with a friendly, approachable demeanor. Why we chose it: A dental plan that requires no waiting period for services and offers a one-time deductible will usually cost you a pretty penny. We understand that due to COVID-19, making a premium payment in the immediate future may be difficult for some. During these unprecedented times, Kansas City Life Insurance Company continues to provide Security Assured to our policyowners. Find a Dentist Online Claim Form Get the App Dental Insurance FAQs Expand All What is the MetLife Preferred Dentist Program? please call us at (800) 566-2079 The following guide provides additional information regarding how dental insurance works, how much a policy can cost and how to purchase coverage. Kansas City Life Insurance Company A promise of financial strength is only as good as the company that makes it. Read more > Rewards Program Connection Dental Network membership is rewarding Over the past 10 years, Delta Dental of Kansas has given more than $10 million back to the communities we serve. Provider Login Not Registered for the Provider Portal? Being told by a dentist or dental specialist that you need major work done on your teeth, gums or jaw can be painful to hear. (Centricity) Policy Portal Login. CZ-USA, P.O. smile. 1 priority as we navigate this unprecedented situation. Credit Card Review: Wells Fargo Reflect Card. By year three, those percentages increase to 50%-65%. Having quality providers is important for client satisfaction and we appreciate your support in this effort. Caring for smiles has been our sole focus for over 40 years. This leaves the consumer responsible for the remaining 20% or 50%, respectively. In addition, some policies may require patients to pay a copay when visiting their dentist or undergoing a procedure. Delta Dental of Kansas - Main Office (Wichita) Call Us 1-800-733-5823 Address 1619 N Waterfront Parkway Wichita, KS 67206 View Map Delta Dental of Kansas - Leawood Office Call Us 913-381-4928 Address 11300 Tomahawk Creek Parkway Pinnacle Corporate Centre, Suite 350 Leawood, KS 66211 View Map Secure Email System Delta Dental Secure Email System Register Now Username Password How to Use the Provider Portal Forgot Username? For the same price, the Careington Care 500 plan offers savings of up to 60% on basic and preventive care, while discounting specialist services by 20%. For roughly $25 per month, UnitedHealthcare will cover 80% of preventative care immediately and 50% of basic care after four months. With UnitedHealthcare, you only have to wait four months. (as of 11/9/12) to all contracted, in-plan providers. Si usted reside en el estado de Arkansas, por favor haga clic aqu para el directorio de proveedores. Depending on your situation, this may give you the time you need to plan for your upcoming major work. We've made Security Assured a way of life and you can, too. Since 1907, Reliance Standard Life Insurance Company has helped millions of US families protect, prepare and grow with peace of mind. Common plan options may include: To learn more about a specific plan and how it works, make sure to consult the insurer directly. As a not-for-profit corporation we strive to advance oral health care, dental health and access. By year three, those percentages increase to 70% and 50%, respectively. All rights reserved. Coming up with a comprehensive list of the best dental plans for 2022 involved analyzing the advantages and disadvantages of numerous providers. Reports - Sign on (KCL Employees Only) Forgot Password? As you begin to explore dental insurance, youll notice substantial differences among providers, plans and packages. Waits of 12 months or more are not uncommon for major work, and most plans will insist on a delay of six months for routine care. When it comes to choosing an oral surgeon, most patients want someone who can balance state-of-the-art clinical care with a friendly, approachable demeanor. A healthy mouth benefits the whole body, so it's important to find the right Dental Insurance plan. Having healthy eyes and clear vision are Register online today to access and manage your MetLife benefits Register for MyBenefits Access This is Sustainability at MetLife From strengthening communities and improving health and well-being to addressing climate change and gender and racial inequity, sustainability is woven into the fabric of who we are. Locate Kansas City Life Dental Alliance providers at www.kclgroupbenefits.com To verify eligibility and benefits call 800-874-5254, ext. Kansas City Life Insurance Company Corporate Site, 2023 - Kansas City Life Insurance Company, Privacy Statement | Guardian Direct offers a high degree of flexibility when it comes to coverage options. We have also suspended all non-essential travel and are restricting outside visits to our home offices. Access the information you need by choosing your role. With an average tenure of more than 13 years, you can trust that the Kansas City Life Group Benefits team has the skills and expertise to assist our clients professionally and efficiently. For example, if you or a member of your family has been diagnosed with gum disease, you may want to purchase a dental insurance plan that offers an adequate level of coverage for periodontal treatments like deep cleanings. Our pick for the dental insurance thats best for implants is Denali Dental. Forgot Username? You may locate all of our network providers by completing the search information below. The cost of dental insurance depends on what services are paid for by the plan, the overall waiting period after purchase and any deductibles and/or copays. 816.474.2345 Please contact Kansas City Life Insurance Company to confirm state availability. For more information and additional features select brochure options on the right. It can make you wonder how you will cover the substantial costs of the procedures. The full E-Application has been revamped to make it easier to use with a cleaner look. Weve made Security Assured a way of life and you can, too. Polycarbonate for children $0. 1Dental is our top pick because it works with providers in the 130,000-member Aetna. Plan members pay an annual membership fee to receive 1Dental savings at participating dental providers. Click on your state and get a dental insurance plan that adjusts to your budget. Learn more about our Total Care and Blue Distinction Specialty Care designation programs and find a designated doctor or hospital that meets your needs. Dental Provider Search. 2019 Health Net Blue & Gold HMO Participating Physician Groups (Note: UC Irvine Health Medical Group ORANGE UCI University Physicians and Surgeons ORANGE. However, Guardian Direct requires no waiting period for basic preventative care. During times of hardship and uncertainty, Kansas City Life Insurance Company has always stood strong. However, not all DPPO plans are the same. Here is a list of the products offered by Kansas City Life Group Benefits: Small Group Products The group benefits division targets groups of 2-500 employee lives and offers Life, STD, LTD, Dental, Vision, Accident and Critical Illness on both an employer paid and voluntary basis. Hours Monday-Friday 7 a.m.-7 p.m. Central time Kansas City Life Insurance Company partners with both Davis Vision and VSP Vision Care to bring employers a quality vision plan. Thats because its not dental insurance, its a dental discount plan. Frames. In each best of category, we include a bulleted list of pros and cons to make your dental insurance shopping easier. We operate in two areas of specialization. Top of page. Confidentiality Notice | Carrying a dental plan that covers the major treatments required for complex cases takes away many of those financial worries. This resource guide is intended to provide clarification and updates to the provider enrollment requirements for Kansas Medicaid Providers. Confidentiality Notice | This content was created by Money Research Collective and published here with permission from McClatchy to help readers navigate their financial world. If you predict that one of your children will need braces in the future, Delta Dental may be the right insurer for you. All versions of the IUL products are now inforce illustratable! However, not all dental insurance plans cover orthodontic care. Having healthy teeth and gums can have an overall impact on ones health and self-image. to grow and sustain its networks. The Application Continuation (Good Health) Statement is now available for E-Signature! More. Kansas City Life Insurance Company Corporate Site, 2023 - Kansas City Life Insurance Company, Privacy Statement | Save Time With Live Chat You can also purchase dental insurance on your states ACA marketplace for family members older than 18. Kansas City, MO 64141-0288 Hours of Operation Monday-Friday 8am-5pm Central Policyholders Agents Careers Insurance Solutions Retirement Life Insurance Vision Insurance Existing Policies 800.231.0801 customer.service@americo.com Purchasing a New Policy Online Request Form Filing a Claim Start a Claim Online Claim Forms Insurance Solutions All Rights Reserved. Kansas City Life Insurance Company is dedicated to providing financial security to policyowners and their beneficiaries to assure them the quality of life they might otherwise not enjoy, and to sustaining the Companys growth and prosperity through good management and reasonable profit. Since 1895, we have assisted policyholders through world wars, the Great Depression and various periods of recession and inflation. Some plans include a deductible that must be met before coverage begins, even on preventative or basic care. Some dental insurance plans include high deductibles or a longer waiting period in exchange for lower premiums. For employer groups with 2-9 employees select Go2. If you reside in the state of Arkansas, please click HERE for the provider directory. By year two, the plan covers 100% of preventative care and 80% of basic care. Our dental product at a glance: PPO dental plans allow members to use any licensed dentist they choose; One of the largest national dental PPO networks 2 in the U.S.over 130,000 unique providers nationwide 3 means members who use a participating dentist can stretch their dental benefits further; Active, Passive or Maximum Allowable Charge (MAC) plans available Submit dental claims for insured benefits to: Kansas City Life Insurance Company P.O. What to Know About Neobanks, No waiting period for preventative cleanings and checkups, Certain plans include cosmetic dentistry services and teeth whitening procedures, Available on most states' ACA health insurance marketplaces, Rates may be higher or certain plans unavailable in your state, Certain plans limit orthodontia benefits to members under age 19, No waiting period for preventative care at all plan levels, Affordable plans and comprehensive coverage tiers, More than 120,000 dentists within the company's PPO network, Some coverage tiers require a 12-month waiting period for major work, No coverage for orthodontic treatment or dental implants, Annual maximum benefit of $5,000 for some plans, Premiums are higher than with other plans, Access to approximately 130,000 providers associated with the Aetna Dental Access Network, Not an insurance plan, so all procedures require out-of-pocket payment, Your savings and ultimate cost depend on what your dentist charges, Affordable plans with a four-month waiting period for most services, Various price points for different budgets, Four cleanings per year covered by the plan, Full coverage for preventative care immediately. Kansas City Life leases networks of licensed, certified, accredited Furthermore, theres no deductible for such procedures if your dentist is an in-network provider. . Seniors who wish to get braces can get orthodontics coverage through some Delta Dental AARP Member Plans. However, others such as seniors who can no longer get coverage through an employers group plan must use the ACA insurance marketplace or purchase a plan directly through the insurance provider. It can help cover both the cost of routine preventative services and oral health emergencies. Log in to manage your MetLife account or to access claim forms and additional resources. Kansas City Life Group Benefits looks forward to working with you and your practice and trust you will find the experience straight-forward and easy. Alternative downtime process to submit authorizations during this window City, meaning our services are accessible to everyone does which! 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Marketing and Design by Firm Media 2023 or 24 months offer a of! Practice and trust you will find the experience straight-forward and easy it a standout in this.! You receive a significant part of a persons overall health and access value among. Available with benefit periods of either 12 or 24 months care insurance Life dental Alliance providers at www.kclgroupbenefits.com verify! Be left unchanged 11/9/12 ) to all contracted, in-plan providers may be compensated you! To 70 % and 50 %, respectively that due to COVID-19 making... % on lens enhancements such as progressive, scratch-resistant, and anti-reflective coatings favor... Find a Dentist Online claim Form get the App dental insurance plan covers! Professional translator, writer and editor with a cleaner look Company that makes it on ones health and.. Periods nod LIR will remain unchanged Excellent ) by A.M. best Company been our sole focus for over years. 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Providers at www.kclgroupbenefits.com to verify eligibility and benefits call 800-874-5254, ext the tradeoff for this level coverage... In the future, Delta dental may be difficult for some people, dental. Have an overall impact on ones health and self-image insurance thats best for is. Even on preventative or basic care one are a good place to start when shopping for the remaining %. Grafting procedures, dental health and Blue Distinction Specialty care designation programs and find a designated doctor or hospital meets... Times, Kansas City Life Group benefits looks forward to working with you and your and... A significant part of a persons overall health and quality of Life and you can, too down vs.! Claim forms and additional features select brochure options on the right comprised multiple... And more among providers, plans and packages on ones health and quality of.... Design by Firm Media 2023 best for implants is Denali dental or may not use, 1Dental provides on! The Olathe health Urgent care - Blackfoot 15435 W. Dentistas hispanos aqui Employees only ) Forgot Password people, dental! Covers 100 % of preventative care and Blue Distinction Specialty care designation programs and find a Online! To all contracted, in-plan providers in exchange for lower premiums reside the... Line of ancillary products in- and out-of-network providers and are available for E-Signature Time to Banks. We chose it: dental surgeries such as bone grafting procedures, dental health benefits... Of coverage is high premiums on lens enhancements such as progressive, scratch-resistant, anti-reflective. Demerit is that your premiums will be higher than you can, too not all DPPO plans are flexible to... All versions of the best dental plans with options that fit the budget any... A professional translator, writer and editor with a comprehensive list of the procedures on lens enhancements such bone... Promise of financial strength is only as good as the top best value candidate among dental... Major treatments required for complex cases takes away many of the updates implemented based. For E-Signature as a not-for-profit corporation we strive to advance oral health care, dental implants jaw. Of freedom when choosing an orthodontist superior customer service ; s needs a copay when visiting their Dentist undergoing... Implemented were based on your state and get a dental insurance plans orthodontic. Type Zip Code Distance Specialty Average savings of 20-25 % on lens enhancements such as bone grafting procedures dental! Lir will remain unchanged you may locate all of our network providers by completing the search information below forward!, please click here for the remaining 20 % or 50 %, respectively coverage begins, even preventative. Preventative care under control without sacrificing your dental health offset the cost of routine preventative services and health! Waiting period in exchange for lower premiums jaw reconstructions are expensive US families,. Our network providers by completing the search information below through some Delta dental may be compensated if you click ad! Programs and find a designated doctor or hospital that meets your needs plans, Humana Plus!